THREE PRODUCTS, FOUR PATHS

Three core products, four implementation paths — chosen by the institution you are today.

Bankware delivers three product lines — BX CBP on-premise, BADA SaaS, BX Payment Suite — across four implementation paths chosen to match the institution's existing footprint, regulatory posture, and time-to-market constraint.

The product line

The product line is consolidated to three. BX Core Banking Platform is the on-premise core for institutions that need control over the deployment environment — typical implementation runs twelve to eighteen months and the customer or its system integrator manages day-to-day operations. BADA is the cloud-native SaaS core for institutions that want to focus on business configuration and channel integration rather than infrastructure operations — typical go-live is five to six months and Bankware operates the platform. BX Payment Suite is the e-wallet and payment platform — two to three months go-live, ISO 20022 compliant, with deep regional payment-standard integration including PromptPay, DuitNow, InstaPay, and Myanmar FAST.

The implementation paths

Four implementation paths organize the engagement model. Core modernization is the path for established institutions replacing aging legacy cores — OK Savings Bank completed a full core replacement in thirteen months under this path. Greenfield internet bank is the path for new digital-banking license applicants — K-Bank built Korea's first internet bank in eleven months under this path, on CBP. Greenfield SaaS is the path for digital-banking license applicants and digital sub-brands that want the SaaS operating model — typical timeline five to six months on BADA. Card system replacement is the path for institutions modernizing card and capital systems — Hyundai Card and GMO Payment Gateway are reference cases under this path on H-ALIS and the card variant.

Methodology

Implementation methodology is hybrid — Waterfall stability for requirements and design, Agile sprints for development. Six phases run from Initiation through Analysis and Design, Development, Testing, Go-Live, and Stabilization, with five milestone reports (M1 to M5) at the phase transitions. A Migration Track runs in parallel for data migration. Component reuse drives the effort estimate: sixty percent of typical requirements are met by existing components, twenty percent through assembly, and ten percent require custom development. Hypercare runs three to six months post go-live. Implementation deliverables, fit-and-gap analysis, configuration design, and the test strategy are made available to system integrator partners under the certification programme.

Product Portfolio

Seventeen years of products built for every institution type,
in partnership with local banks worldwide.

Banking applications and financial infrastructure, from core banking systems to product engines and integration middleware, deployed across 100+ institutions in 7 countries.

SALES
RECORD
Financial SaaS
BADA
4
Core Banking SaaS
Shangyun
1
Lease · Capital SaaS
Finance
Application Suite
BX-CBS
8
Core Banking Solution
BX-IBS
3
Digital Bank Solution
BX-CoCore 2025
Container-based Core Banking Solution
BX-LOS
2
Savings Bank Solution
BX-AFS
3
Installment Finance Solution
H-ALIS
1
Credit Card Processing
BX-ERP
8
Trust ERP
Platform
Software
BX-PF
21
Finance Product Factory & Fee · Interest Calculator
BX-M
76
Java Application Framework
BX-CA 2025
2
Enterprise AI Development Environment
EZ-Gator
128
Managed File Transfer
BX-I
22
External · Internal Interface Integrator
BX-B 2025
1
Blockchain Middleware
BX-CP
2
Cloud DevOps
enPharos
96
Application Performance Manager
BXCC 2025
2
COBOL to JAVA Converter
Solutions · Modern Banking Requirements

What modern banking demands.

The five capabilities McKinsey identifies as essential for next-generation core banking, and the Bankware components that deliver each one.

No.
Banking Requirement
Bankware Solution
Benefit
01
Cloud Native Platform
BX Cloud, Cloud Platform
Unlimited horizontal scale-out and competitive operational cost.
02
MSA Application Architecture
BX CBB, Financial Business Framework
Build new services quickly by assembling functional components; upgrade independently per service.
03
Integration Platform
BX I, Interface Solution
A unified integration layer for stable, rapid connection with internal and external systems.
04
Highly Expandable Product Factory
BX PF, Financial Product Factory
Develop highly individualized products and third-party offerings at speed.
05
Real-time Analysis
Event Pre/Post-processing Framework
Apply analyzed results directly into core banking processes in real time.
Source: Next-generation core banking platforms: A golden ticket?, McKinsey, August 2020