EMERGING MARKETS

Inclusive finance and frontier markets, anchored by BPI BanKo.

Inclusive-finance platforms and rural cooperative banks face infrastructure constraints. BPI BanKo serves 1M+ accounts on BX CBP cloud-hosted on Alibaba Cloud, one of the first cloud-deployed core banking projects in the Philippines.

THE INSTITUTIONAL CONTEXT

Frontier-market institutions need OPEX-only, regulator-compliant cores.

Emerging-market institutions operate under structural constraints unfamiliar to developed-market banks, limited data-center infrastructure, lean IT staffing, and a cost structure that rules out heavy upfront CAPEX. Local regulatory regimes, BSP in the Philippines, the Central Bank of Myanmar, ASEAN supervisors, add compliance and reporting requirements that the platform must meet. BADA SaaS is engineered exactly for this profile: managed by Bankware, multi-tenant, mobile-first, with BSP-compliant cloud infrastructure already in production at OUR Bank for over a year.

4
BADA production instances
1+
Year OUR Bank in production
60%
Cost reduction vs. on-premise
BSP
Compliant cloud infrastructure
WHAT THE PLATFORM BRINGS

Three outcomes for the emerging-market track.

01
OPEX-Only Cost Structure

Pay-as-you-go SaaS pricing, no upfront CAPEX, no data-center build. The institution pays for usage and grows the platform as the customer base grows.

02
Regulator-Compliant by Default

BSP-compliant cloud infrastructure, AML and eKYC built in, audit trail across every operational surface. Compliance comes from the platform, not the bank's own IT stack.

03
Mobile-First, ASEAN-Native

Mobile-first design for frontier-market customer journeys. ASEAN regional partners carry localized expertise, BSP, Bank of Korea, ASEAN central banks.

REQUEST A BRIEFING

Tell us about your emerging-market deployment.

The Bankware emerging-markets team will respond within two business days.

Submitting this form does not create a commercial commitment.