Sixty thousand active products,
three thousand new every month.
BX Product Factory consolidates product information across deposits, loans, cards, and payments. KB Kookmin Bank, Korea's largest commercial bank, manages 60,000 active products with 3,000 launches monthly. Twenty-one institutions in production.
Twenty-one institutions, sixty thousand products, one factory.
Four roles, one master system,
and a product catalogue defined once.
Define Once, Use Everywhere
BX-PF is the bank's master system for product information. Every product attribute, fee schedule, and interest rule is defined once in PF, then distributed via standardized APIs to CBP, BADA, and every downstream channel. Inconsistencies between mobile, teller, and accounting are eliminated by design.
Talk to an expertA flexible model, a thousand templates,
and a core that no longer carries product logic.
A flexible product model enables scalability and extensibility, meeting the diverse needs of financial products and various business requirements.
With over 1,000 templates, our template-based approach empowers you to define products swiftly and easily.
The autonomous fee and interest calculation removes all logic from the core banking system, resulting in a highly simplified and streamlined core system.
Product Factory deployment is a partnership
with the integrators who carry the product catalogue.
BX Product Factory engagements run alongside regional SIs and product-modeling consultancies. Product taxonomy definition, channel-integration testing, and the legacy-product migration path are sized and staffed jointly. The product model is shared across BX CBP, BADA SaaS, and the BX Payment Suite, a product designed once in PF is available wherever the bank chooses to operate it.
Sixty thousand active products
running on one product factory.
“KB Kookmin Bank operates the largest commercial banking franchise in South Korea. BX Product Factory is the centralized product engine behind the K Project, Seamless programme, with eight or more channels pulling product and benefit information from a single master.”
Read the engagement
Four ways to begin. Choose the one that fits the work in front of you.
A structured conversation with senior architects and product leadership.
An architectural or regulatory question, with the engineers behind the platform.
Five reference engagements across Asia. Each a multi-year partnership.
Long-form analysis from the Bankware engineering and product teams.