DIGITAL BANKS

The platform behind K-Bank, MYbank, and BPI BanKo.

Internet-only banks, BaaS providers, and bank digital sub-brands. K-Bank reached 13.1 million users in 2025, MYbank handles 40 million daily transactions, and BPI BanKo serves 1M+ accounts on BX CBP.

THE INSTITUTIONAL CONTEXT

Digital banks operate on a different cost and speed curve.

Digital banks anchor the Bankware portfolio, K-Bank built the entire core in eleven months and went live four months ahead of competitors. LINE Bank Taiwan reached production in five to six months on CBP plus BX components. BPI BanKo runs on CBP cloud-hosted on Alibaba Cloud as one of the first cloud-deployed core banking projects in the Philippines. The digital-bank profile demands rapid go-live, multi-cloud flexibility, and the operational discipline to run a real-time event-driven core at scale.

11
Months, K-Bank end-to-end build
5–6
Months, LINE Bank Taiwan go-live
13
Institutions on CBP / BX-RBS
13.1M
K-Bank subscribers (2025)
WHAT THE PLATFORM BRINGS

Three outcomes for the digital-bank track.

01
Faster Than Industry Typical

K-Bank in 11 months. LINE Bank in 5-6 months. BADA SaaS in 5-6 months. Industry-typical 18 months is the benchmark Bankware compresses.

02
Real-Time Event-Driven

Event-driven balance updates replace end-of-day batch. Real-time risk scoring, instant settlement, and the foundation for digital-first customer journeys.

03
Multi-Cloud Flexibility

AWS by default. Naver Cloud and Alibaba Cloud variants supported. Multi-region active-standby, Singapore production, Tokyo DR.

REQUEST A BRIEFING

Tell us about your digital-bank launch.

The Bankware digital-bank team will respond within two business days.

Submitting this form does not create a commercial commitment.