CHINA'S LARGEST AUTO-FINANCE INSTITUTION
3.3 million accounts, 47K peak TPS sustained,

3.3 million accounts, 47K peak TPS sustained, 104 million transactions a day.

Geely Auto Financial Services handles auto financing for one of China's largest automakers on a Bankware core deployment, 3.3 million active accounts on a CBP platform that sustained forty-seven thousand transactions per second under stress test with API P99 latency under 200 milliseconds.

Asset FinanceChinaBX CBPBX-AFS11-month build
AT A GLANCE

Hyperscale auto finance on the Bankware core.

Accounts
3.3M Active
Auto-finance accounts on the Bankware deployment.
Throughput
47KPeak TPS
Sustained 30 minutes under stress test.
Daily volume
104M / day
Production transaction volume.
ABOUT THE CUSTOMER

Geely Auto Financial Services auto financing arm of one of China's largest automakers.

Geely Auto Financial Services is the captive auto-finance arm of Geely, one of China's largest automakers. The institution operates a hyperscale auto-finance and asset-finance book, over two hundred new auto-finance products launched per month against an active catalogue of twenty-five hundred. Bankware delivered the core platform in an eleven-month implementation that ran through 2018-2019.

THE CHALLENGE

Hyperscale throughput with high-velocity product launch and dealer integration.

Geely Auto Finance had to support millions of accounts with sustained high throughput under stress, sub-200ms API response and peak TPS over forty thousand, while simultaneously launching hundreds of new auto-finance products per month against an ever-expanding catalogue. The institution also required deep integration with the dealer network, multi-party disbursement workflows, and the regulatory-reporting surface that Chinese financial regulators demand from auto-finance institutions.

THE BANKWARE ENGAGEMENT

BX Core Banking with REST APIs and the asset-finance variant BX-AFS.

Bankware deployed BX Core Banking on the CPA architecture with REST APIs and microservices integration to existing systems, and BX-AFS as the asset-finance variant covering origination, underwriting, disbursement, servicing, collections, and collateral management. The 11-month implementation (2018-2019) was followed by phased business milestones: used car loans (2020), multi-brand products (2021), financial leasing (2023).

THE RESULT

Hyperscale throughput, high-velocity product launch, production since 2019.

Geely Auto Financial Services handles 3.3 million accounts on the Bankware platform with 104 million daily transactions, peak TPS of 47,000 sustained for thirty minutes under stress test, and API P99 latency under 200 milliseconds. Over two hundred new auto-finance products launched per month against an active catalogue of twenty-five hundred. The reference for high-throughput asset-finance deployments, and the benchmark stress-test performance behind the Bankware architecture page.

47K
Peak TPS sustained
200+
New products / month
<200
ms API P99 latency
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