Korea's #1 card and capital house on the Bankware next-gen platform since 2015.
Hyundai Card and Capital, the largest card and capital institution in South Korea and the number-one player in both segments, replaced its next-generation system in 2015 on the Bankware platform. H-ALIS for the credit card core, BX-AFS for capital and asset-finance, BX-PF for the product factory.
Korea's #1 card and capital house.
Hyundai Card and Capital Korea's #1 card and consumer-finance institution.
Hyundai Card and Capital operates as the largest card and capital finance institution in South Korea, with the number-one market position in both the credit card issuing segment and the consumer and capital finance segment. The combined entity, part of the Hyundai Financial Group, includes Hyundai Card on the issuing side, Hyundai Capital on the consumer-finance side, and Hyundai Commercial on the commercial finance side.
Consolidating card, capital, and commercial finance on a unified next-generation platform.
The Hyundai Financial Group required a next-generation system replacement that would consolidate its core systems on a unified platform foundation, supporting the rapid product iteration and integration depth required across the card, capital, and commercial segments. The platform had to handle the full lifecycle of card issuing, authorization, settlement, and dispute handling on the card core, alongside origination, underwriting, disbursement, and servicing workflows for consumer-finance and capital products.
H-ALIS, BX-AFS, BX-PF one platform across card, capital, and commercial.
The Bankware platform configuration centers on H-ALIS for the credit card core, BX-AFS for the capital and asset-finance variant, and BX Product Factory for product engineering. The configuration handles the full lifecycle of card issuing, authorization, settlement, and dispute handling on H-ALIS, alongside origination, underwriting, disbursement, and servicing workflows for consumer-finance and capital products on BX-AFS.
Online-first credit card platform, sub-100ms authorization, rule-based parameterization, 14 issuer modules.
Read moreCapital and asset-finance core for Hyundai Capital, origination, underwriting, servicing, collections.
Read moreProduct engineering across card, capital, and commercial, eligibility rules, fee structures, reward formulas.
Read moreA unified platform across card, capital, and commercial finance, live since 2015.
The Bankware platform configuration powers Hyundai Card on the issuing side, Hyundai Capital on the consumer-finance side, and Hyundai Commercial on the commercial finance side. The product portfolio spans credit cards across Hyundai Card brand variants, installment finance products, auto finance products, and the institutional variants that Hyundai Capital and Hyundai Commercial maintain. The reference for combined card-and-consumer-finance platform deployment at Tier-1 scale.
Other card and capital institutions
on the Bankware platform.
Korea's largest consumer-finance institution. BX-AFS for capital and asset-finance, BX-PF for product factory.
Read the engagement
Card system engagement in Japan, issuing, authorization, settlement, merchant-side payment acceptance.
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H-ALIS and BX components powering issuer operations at the card-network counterparty layer.
Read the engagementTell us about your card or consumer-finance track.
The Bankware card-and-consumer-finance team will respond within two business days.