KB FINANCIAL GROUP, CARD SUBSIDIARY

KB Financial Group's card subsidiary on Bankware core banking.

KB Kookmin Card is the card-issuing subsidiary of KB Financial Group, sitting alongside the KB Kookmin Bank engagement in the broader KB Financial Group footprint on the Bankware platform.

Card IssuerSouth KoreaH-ALISBX PFKB Financial Group

AT A GLANCE

KB Financial Group's card subsidiary on Bankware.

Group

KBFinancial

Card subsidiary of KB Financial Group, alongside KB Kookmin Bank.

Platform

H-ALISCard core

Bankware's credit card solution for card operators.

Footprint

Card& Capital

Part of Korean Card & Capital customer footprint.

ABOUT THE CUSTOMER

KB Kookmin Card card subsidiary of KB Financial Group.

KB Kookmin Card operates as the credit card-issuing subsidiary of KB Financial Group, the parent of KB Kookmin Bank, Korea's largest commercial banking franchise. The card subsidiary sits alongside the parent-bank engagement in the broader KB Financial Group footprint on the Bankware platform, with shared product-engineering practices and the consolidated KB Financial customer base.

THE BANKWARE ENGAGEMENT

H-ALIS card core alongside the KB Kookmin Bank deployment.

KB Kookmin Card runs on H-ALIS, the Bankware credit card solution, with BX Product Factory for card-product engineering and BX Interface for the channel and counterparty integration surface. The deployment sits alongside the KB Kookmin Bank engagement (BX Product Factory for the bank's 60,000 active products), forming the consolidated KB Financial Group customer footprint on Bankware.

H-ALIS

Credit Card Core

Online-first credit card platform, sub-100ms authorization, rule-based parameterization, 14 issuer modules.

BX PF

Product Factory

Card-product engineering, eligibility rules, fee structures, reward formulas configured by parameter.

BX I

Interface Integration

Integration with card networks (Visa, MasterCard, JCB, UnionPay) and the KB Financial Group ecosystem.

THE RESULT

KB Financial Group consolidation on the Bankware platform.

KB Kookmin Card runs on Bankware's card-processing platform alongside the parent KB Kookmin Bank engagement on BX Product Factory. The consolidated KB Financial Group footprint represents one of the most significant Tier-1 universal-bank-plus-card deployments in the Bankware reference portfolio.

Financial Group footprint

Tier-1

Card-issuer reference

Multi

Brand integration