ANT GROUP, CHINA DIGITAL BANK
Ant Group's digital bank,

Ant Group's digital bank, processing forty million transactions a day.

MYbank is the digital bank operated by Ant Group, China, the first overseas customer of Bankware Global and the early benchmark for cloud-deployed core banking at scale across the broader Bankware portfolio.

Digital BankChinaBX CBPCloud-deployedLive since 2014
AT A GLANCE

Hyperscale digital banking on the Bankware core.

Daily volume
40MTransactions
Approximate daily processing across the small-and-micro enterprise lending portfolio.
Live since
2014First overseas
Bankware Global's first overseas customer engagement.
Strategic
$8MInvestment
Ant Group's USD 8M convertible-share investment in July 2015.
ABOUT THE CUSTOMER

MYbank Ant Group's digital bank for small and micro enterprises.

MYbank launched in 2014 as Ant Group's digital bank, focused on small and micro enterprise lending across China. The Bankware engagement was Bankware Global's first overseas customer engagement and predates the formal expansion of the Shanghai operation. The platform foundation is BX Core Banking Platform, configured for the high-volume, high-velocity workload that defines Chinese digital-bank operations.

THE CHALLENGE

Cloud-deployed core banking for high-volume Chinese SME lending.

MYbank had to support hyperscale small-and-micro enterprise lending across China, millions of accounts, high-frequency transactions, with the cloud-native operating model that Ant Group adopted earlier than most established banking groups. The platform needed to absorb high-throughput workloads in a cloud-deployed configuration when cloud-deployed core banking was still uncommon in the broader market.

THE BANKWARE ENGAGEMENT

BX Core Banking Platform configured for cloud-deployed digital-bank operations.

Bankware delivered BX Core Banking Platform configured for the high-volume, high-velocity workload that defines Chinese digital-bank operations. MYbank is one of two anchor digital-bank references, alongside K-Bank in Korea, that established the Bankware platform's credibility for cloud-deployed core banking at scale. The relationship with Ant Group also extends to the strategic investment dimension, with the Shanghai office subsequently established in 2016 as the Shangyun joint venture between Bankware and Ant Group.

THE RESULT

Forty million daily transactions, Bankware's first overseas anchor reference.

MYbank processes approximately 40 million transactions per day across the small-and-micro enterprise lending portfolio. The deployment demonstrated the BX CBP platform's capacity to absorb high-throughput workloads in a cloud-deployed configuration. The relationship with Ant Group made it Bankware Global's earliest strategic investor, USD 8 million convertible-share investment in July 2015, and the Shanghai office was established in 2016 as the Shangyun joint venture.

40M
Daily transactions
2014
First overseas customer
2016
Shanghai JV established
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